Most smartphones in the world are capable of receiving text messages from any number in the world. Many users are already aware of the dangers of clicking on a link in an email.

Smishing is often lucrative for attackers looking to obtain credentials, banking information and private data.

How to detect smishing attacks

Smishing messages are only dangerous if the targeted user takes an action, such as clicking on the link or sending private data to the attacker.

Here's how to detect and avoid smishing, so you don't become a victim of fraud:

• The message promises quick money, either through a supposed prize that has been won or by receiving money after entering information. Offers of discount codes are also frequently used.
• Financial institutions do not send text messages asking for your credentials or to transfer money to them. Never send your credit card numbers, ATM PIN numbers or banking information to anyone by text message.

• Messages received from a phone number that has few digits most likely come from an email address, which is usually a sign that it is "spam".
• Banking information stored on the smartphone is a valuable target for attackers. Avoid storing this information on mobile devices. If an attacker installs malware on the smartphone, this banking information could be compromised.

Translated by: A.M