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Monday, 05 February 2024 01:29

Credit is not an enemy: Benefits of having a credit card

Written by Denis Muñoz
Credit is not an enemy: Benefits of having a credit card

The advantages of having a credit card are multiple, since it is a form of payment that allows you to make purchases safely in various establishments, however, it is necessary to know how they work so that the benefits of having a credit card are reflected in your personal finances.

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Here are 3 advantages of having a credit card.

Finance your purchases. One of the most important advantages is that you can finance your purchases of products and services. In other words, the bank lends you money through your credit card with the promise to pay it back in a certain period so as not to generate interest.

Security when shopping. Whether you make purchases in physical or digital stores, one of the benefits of having a credit card is that you have the support of the bank to avoid fraud.

Rewards. You have access to different benefits according to the type of credit card you sign up for, since you get discounts and promotions that will undoubtedly have a positive impact on your economy, usually with this type of card you acquire points that can be exchanged for various goods or services.

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Now that you know the benefits of credit cards, do not be afraid to use them and make credit an ally in your finances.

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Translated by: A.M

Published in Economy
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