The family economy is based on three main activities: consumption, savings and investment. To achieve healthy finances it is necessary to balance these three aspects, so that we spend appropriately and save funds to plan for the future.

If inflation has been a wave that sweeps the world and central banks have raised interest rates to try to control it, it is possible that your finances are facing a complicated time or, at least, a situation of uncertainty about the future.

Economist and former President of the Banco Central de Reserva (BCR), Carlos Acevedo, explained in a morning interview, the tax burden will be above 20% of the Gross Domestic Product (GDP), in 2023, for the second time in many years, being possibly the leading country in Latin America and the Caribbean in tax collection in 2022.

According to the World Bank, as a result of the COVID-19 pandemic, global debt has increased. Today, 58% of the world's poorest countries are over-indebted or at high risk of becoming so, and the danger is spreading to some middle-income countries as well.