Do you control the money or does it control you?

A balanced budget makes it easier to track cash flows in a timely manner, plus it's a great indicator to see if I'm overspending. This makes it much easier to cut back on what I know I don't need, and it even helps to be more aware of debt and get out of it.

2. Keep saving: If you have a positive balance, it is important to keep saving. Be faithful to the goals you set for yourself and consider the option of moving on to the next circuit: investment. Consider that you should always have some capital on hand to deal with unforeseen events or other setbacks.

You can make use of the means offered by the financial sector, for example, without sounding like an investment recommendation and only for illustrative purposes, a demand account where you can have your resources available 24/7 while generating returns.

3. Look for instruments suitable to your investment profile: If you have already decided to take the acceleration towards investment and you have a small savings that you know you will not need in the short term, then, you are more than ready! Approach a certified financial advisor who will help you to know your profile and investment horizon in order to make the best financial decisions.

4. Use credit to your advantage: Well-used credit can be a great investment instrument to buy an asset that, due to its size, needs to be acquired in installments.

Translated by: A.M