Fixed income investments: Fixed income products are often an attractive option for people who do not want risk in their investments, although their potential return is lower than other financial products.

This type of investments can be classified according to:

The term to maturity: the time horizon establishes whether the investment is to be made in the short, medium or long term. Choosing a particular time period depends on the investor's objectives, available capital and investor profile.

Yield: this concept measures the returns in relation to the cost of the investment.

- Explicit yield: with periodic payments to the investor in the form of interest.

- Implicit yield: with a single interest payment at the time of redemption.

Variable income investments: Their main characteristic is that, at the time of acquisition, their possible future yield is not known. The reason is that these operations depend on different factors.

Investment funds: This refers to a savings instrument that brings together a collective patrimony, formed by the contributions of a variable number of investors. These contributions are invested in various financial instruments such as shares, fixed income securities, derivatives or a combination of these and their management is entrusted to a management company.

Translated by: A.M