Keep your job and increase your productivity: Among the different ways to keep your job are to be proactive, be in constant training, be a good ambassador for the company, strive for excellence and learn to work in a team.

Reduce your expenses: It's assessing how and how much you spend. An easy way to do this is to list each and every regular expense. You have to create a proper budget and try to stick to it 100%. Don't keep too much cash, save as much as possible. Be conscious of what you will spend every peso you have. This is not the time to make unnecessary expenses such as upgrading your TV or things like that. Invest your money wisely.

Do you pay expenses with high interest rates? Rarely if ever do people put this into consideration and essentially you shouldn't be doing it. It is best to promptly pay off all your debts, but if you can't, start paying off the higher debts. The reason this point is so important is because if a recession were to occur the chances of being laid off are very high. Once you lose your job, you have no source of income to pay off your debts.

Take advantage of the Company's benefits: Take advantage of the medical plan you have as an employee of a company since it is not guaranteed that you will always have it. If your family is not affiliated, do so, it will significantly reduce expenses. Check all the benefits that the company offers you such as: gym membership reimbursements, free attendance to courses, discounts on certain accounts.