To obtain financial advice, you can follow these steps:

1. Research: Look for financial advisory firms in your area or research online. You can use resources such as online reviews, recommendations from friends or family, and professional association websites to find financial advisors with good credentials and reputations.

2. Verify credentials: Make sure the financial advisor is properly licensed and certified. Common credentials include Certified Financial Planner (CFP), Chartered Financial Analyst (CFA) or Certified Public Accountant (CPA), depending on the areas of expertise and regulation in your country.

3. Schedule an initial consultation: Many financial advisors offer a free or low-cost initial consultation to discuss your financial needs and determine if they can help you. Use this opportunity to ask questions about their experience, investment approach and fees.

4. Discuss your financial objectives: During the initial consultation, talk about your short- and long-term financial goals, your tolerance for risk and any specific concerns you have. A good financial advisor should listen to you carefully and tailor his or her recommendations to your individual needs and circumstances.

5. Review fees and contract: Make sure you fully understand the financial advisor's fees and how they are structured. Ask about any potential conflicts of interest and carefully review the contract before committing yourself.

6. Establish an ongoing relationship: Once you have selected a financial advisor, establish an ongoing relationship to monitor and adjust your financial plan as needed over time. Schedule regular reviews to provide you with unbiased recommendations to help you reach your financial goals. Don't hesitate to ask questions and seek a second opinion if you feel it is necessary to evaluate your progress and make changes as needed.

Remember that the financial advisor should act in your best interest and provide you with unbiased recommendations to help you reach your financial goals. Don't hesitate to ask questions and seek a second opinion if you feel it is necessary.

Translated by: A.M