This instrument seeks to implement an action plan that can improve access conditions also with gender equality and for micro and small enterprises (MYPES).

In El Salvador 23% of Salvadorans have a savings account, among them only 27% men and 18% women are those who use this service, according to the report of the Banco Central de Reserva (BCR).

In addition, the country has different companies that offer insurance for medical services, housing, vehicle, credit, theft, fire or natural disasters, but only 22% of salvadorans, among them 26% are men and 19% of women have this product.

The pension is the amount of money that people receive monthly when they retire from their working life or in case they suffer a disability, according to the BCR report, only 20% of people manage to get a pension, being 27% men and 13% women.

The trend of virtual payments is growing every day and now in El Salvador has grown by 16% in the use of transfer payments by cell phone, in which 16% men and 16% women use this method to make their payments.

Few salvadorans are able to meet the requirements when applying for a bank loan and only 22% manage to have one, most are 13% men who acquire one and only 11% of women in the country request it.

Also, the survey indicates that 39% of the people have at least one product: credit, savings, pensions or insurance, among them 45% are men and 32% are women.

Only 47% of salvadorans have at least 1 product: credit, savings, pensions, insurance or transfer of payments by cell phone, 52% are men and 41% are women.