To make this assessment, you can use financial tools such as financial statements, balance sheets and cash flow statements.

2) Research the loan options available in the market: There are different types of loans and lenders, so it is important that you find the best option for your business. In addition, it is critical that you understand the terms and conditions of any loan you are considering.

In this regard, you should compare different offers and seek financial advice to make an informed decision.

3) Develop a solid business plan: This includes a detailed market analysis, a marketing and sales plan, a detailed budget and a long-term financial projection. This plan can help you demonstrate your ability to pay and your capacity to generate profits.

It can also help you establish a relationship of trust with the lender, demonstrating the seriousness and commitment of the business.

4) Have the required information up to date: It is important that you provide all the information required by the lending bank in a clear and concise manner. If you omit important details or provide incorrect information, you may be delayed or denied loan approval.

5) Be realistic about payment deadlines: It is important to be aware of payment deadlines and make sure the business can meet them. If the business is unable to meet agreed-upon payment deadlines, this can affect your relationship with the lender and negatively affect the company's credit rating.

Translated by: A.M