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According to data from the Banco Central de Reserva (BCR), current accounts its inter-annual value is 2.32%, the value in real balances -5.44% and the impact for inflation in millions is US$404.56, for savings accounts the inter-annual value is 11.78%, value in real balances 4.02%, the impact for inflation US$435.39.
As for total deposits their value is -1.42%, real balance -9.18% and the inflation impact is 413.19.
Likewise, the economist said that many people make these types of current and savings deposits increase due to the preference for liquidity, that is to say that people seek to have greater availability of cash.
This is due to the fact that salvadorans seek to invest in their businesses, health, housing, debt payment or for personal consumption.
The expert mentions that, in the case of the structure of bank deposits, checking accounts are positioned at 32.28%, savings accounts at 34.74% and time deposits at 32.97%.
He also said that the possible impact on banks would be the lower funding cost and the risk of term mismatch.