During the last Finance Commission, the president of the Commission, Dania González, detailed that one of the issues that the population points out as a priority is the high interest rate generated by the use of credit cards.

In addition to the interest rate issue, the credit card membership fee was also mentioned, which is reversed only if the customer has used the card, thus forcing people to use this product.

The president of the Commission assured that there are abuses in the charging of commissions for cash withdrawals at ATMs, in the case that the account is not a payroll account.

"We are sending a message to the people: that we are aware of the high interest rates charged by cooperatives, banks and credit cards; it is necessary that we establish laws to defend the salvadoran people", said Dania Gonzales, president of the Treasury Commission.

In other issues of urgent verification, Congresswoman Dania Gonzalez said that the country must ensure financial inclusion of all sectors.

"We must guarantee access to financial products to the population", said Congresswoman Anabel Belloso after learning, according to data from the Comisión Económica para América Latina y el Caribe (CEPAL), that women and young people have the least access to credit and banking products.

The CEPAL report reflects that El Salvador has 56% of financial inclusion of its population and ranks sixth among Latin American and Caribbean countries CEPAL, 2016.

In El Salvador only 23.5% of women enjoy these products, and 21.1% of young people between 15 and 24 years of age, according to Global Findex, World Bank, 2017.

The Financial Commission will also analyze the issue of the credit record of bank users, so that once the debt is paid, financial institutions are prompt to change the rating of customers.

With this, they seek to strengthen the legal framework and sanctions regarding informal credit, which is acquired mainly through usury.